Pensions

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Pensions

Whether your retirement is a long way off, or just round the corner, the sooner you start thinking about your retirement, the better prepared you will be.

There are still major tax benefits associated with pensions. But although the government has simplified pension rules, retirement planning is still complex.

We can search the whole of the market to recommend the best product for you.

We can help you with:

  • Reviewing your existing personal, company or stakeholder pension plans
  • The best way to start a new pension
  • Options, such as annuities, when retirement approaches

If your circumstances are more complex, for example you may want to delay buying an annuity, or want a self-invested personal pension (ideal for those with large sums who want to make their own investment decisions).

Personal

Personal pensions allow you to build up a private pension fund to help ensure a more secure and comfortable retirement.

Stakeholder

Stakeholder pensions were introduced by the Government in April 2001. Their purpose is to encourage more people to save for their retirement by offering a simple, low cost and flexible personal pension.

The charges are often lower than other pension plans and you can start from as little as £20, adding more when you can afford to.

Group Schemes

Whether you're an employer or employee considering starting or joining a group pension scheme, we can help.

Executive

An executive pension scheme provides an ideal way for employers to provide retirement and death benefits for their directors, executives and key employees. Contributions may be made by both employer and employee.

Pension Reviews

The advice and recommendations made are designed to ensure that you obtain the best possible growth from your pensions during your working life, and maximum benefits in your retirement.

Contact Information

PJ Mortgages (UK) Limited

354 St Albans Road,

Watford WD24 6PQ

Phone: 01923 232111

My pension fund has grown by 10.8% since February. Thank you for looking after my pension fund so well. I look forward to enjoying the benefits soon. Pip Buist

My pension fund has grown by 10.8% since February. Thank you for looking after my pension fund so well. I look forward to enjoying the benefits soon. Pip Buist

Thanks for reviewing my pension and giving me advice on what pension I should go for. I will have no hesitation using your services in the future and will be pleased to recommend you. T Clark, Watford

Thanks for the help you gave my wife and I on investing a lump sum which gave us a very positive outcome that will be pleased to recommend you to whoever we know or meet. R Vickers, Watford

Thank you for your professional and efficient service in sourcing the right mortgage provider for me - I wish more businesses would follow PJ Mortgages (UK) Ltd model. F Benenson, Finchley

Thanks for all your help and hard work and attention to detail. You have worked diligently and kept me up to date and explained everything to me. S Mann, Dunstable