Pensions

Whether your retirement is a long way off, or just round the corner, the sooner you start thinking about your retirement, the better prepared you will be.

There are still major tax benefits associated with pensions. But although the government has simplified pension rules, retirement planning is still complex.

As an independent financial adviser we can search the whole market to recommend the best product for you.

We can help you with:

• Reviewing your existing personal, company or stakeholder pension plans
• The best way to start a new pension
• Options, such as annuities, when retirement approaches

If your circumstances are more complex, for example you may want to delay buying an annuity, or want a self-invested personal pension (ideal for those with large sums who want to make their own investment decisions).